Occupational License Insurance — Green Bay, WI

What Affects Rates in Green Bay

• Green Bay occupational license holders typically commute north toward Suamico or south toward De Pere along US-41 and I-43, both of which see elevated winter accident rates. Brown County recorded 17 hail events and 29 thunderstorm wind events in five years, creating persistent vehicle damage claim patterns that insurers factor into SR-22 pricing for drivers whose approved routes cross these corridors daily.
• Brown County experienced four major winter storm events between 2021 and 2024, including an 18-inch snowfall in Suamico and Howard in January 2024 and a 7.4-inch event with 52 mph winds in February 2023. Green Bay occupational license holders whose work or household duty routes require travel during storm windows face higher collision risk, and insurers adjust SR-22 premiums to reflect that documented exposure.
• Wisconsin requires ignition interlock installation for all OWI-based occupational license cases. Green Bay holders pay $70–$100 for installation and $60–$90 per month for monitoring, adding $2,160–$3,240 to the three-year cost stack on top of SR-22 premiums. Approved IID providers in Green Bay include Intoxalock and LifeSafer, both operating service locations in Brown County.
• Brown County's median household income is $74,066, slightly above the Wisconsin median. Green Bay occupational license holders earning below that threshold—particularly those in hourly positions requiring commute access—prioritize minimum-limit SR-22 policies to meet Wisconsin DOT filing requirements while managing the combined cost of premiums, IID monitoring, and application fees.