How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance for Occupational License
SR-22 is a liability certification filed by your carrier to prove continuous coverage during your occupational license period. Texas, Pennsylvania, and Wisconsin require SR-22 for the full duration specified by your suspension order—typically 3 years in Texas and Pennsylvania, 2–3 years in Wisconsin.
Non-Owner SR-22 Insurance
Non-owner SR-22 policies cover you when driving a borrowed or rented vehicle, meeting state filing requirements without owning a car. Premiums typically run $30–$60/month, lower than owner policies because there's no vehicle collision or comprehensive exposure.
Texas Occupational Driver License Coverage
Texas Occupational Driver License (ODL) is a court-issued restricted license allowing work, school, household duties, medical appointments, and religious services during a DWI suspension. You petition the county court where you were convicted, and the judge sets your approved-purposes schedule.
Pennsylvania OLL Coverage
Pennsylvania Occupational Limited License (OLL) is a PennDOT-issued restricted license available after DUI ARD diversion or post-conviction. Approved purposes typically include work commute only, with a 60-day minimum suspension period before eligibility.
Wisconsin Occupational License Coverage
Wisconsin Occupational License is a DOT-issued restricted license available after OWI convictions, allowing work, school, medical appointments, and court-ordered obligations. You apply through the DMV after completing any required assessments and installing an ignition interlock device.
Ignition Interlock Insurance Endorsement
Ignition interlock devices are required in all three states for occupational license issuance after DUI/DWI/OWI. Your insurance policy must include an IID endorsement confirming the device is installed and monitored—most carriers add this at no extra premium cost.